Saturday 11 August 2012

Inventory Loans


Inventory financing is bank line of credit secured by the company’s inventory as collateral. With inventory financing, the borrower receives a loan in order to purchase inventory. The purchased
inventory is then used as collateral against the loan. This is a great finance option for business owners as it provides the inventory that a business needs without tying up cash, receivables, credit cards, or
bank lines. This type of financing can help to free up some of the cash you have tied up in inventory for more pressing needs. Inventory loans are perfect for businesses who enjoy a high inventory turnover rate but are short of the cash needed to replenish their supply. These loans free up much needed cash, especially for businesses who maintain high levels of
inventory. Inventory financing loans are also convenient for
businesses that need to keep some capital free for other interests and investments. Lenders will typically need to see that you have a proven sales history to approve you. And they will require you possess tangible inventory. Lenders will want to see that you have a proper inventory management system in place which provides accurate and timely information on your inventory size and cost. Ensure that the inventory is protected from damage and shrinkage.
Most lenders will also require sales orders to verify you are actually selling. Inventory Financing is one of over 30 core funding products available to you through our business funding suite.

Contact me today to access money for your
business.

Dynamax Business Credit

Business Revenue Financing


A great way for businesses to access money is through revenue-based financing. It’s also sometimes referred to as revenue participation or revenue sharing funding. Revenue financing is a loan to a company which is paid back through a royalty on the revenues. Typically this royalty is in the 2 to 5% range. With revenue based capital, instead of selling ownership in your company you sell rights to a percentage of your company’s revenue for some period of time. Funding is commonly available up to 25% of a company’s annual revenue. You receive money monthly, sometimes equal to 10% of monthly revenues. To qualify a company must have current revenue. When you borrow money from a bank, you commit to repayment and you commit to a specific rate of repayment. One of the benefits of revenue funding is that it provides a variable payment. If revenue goes down, your payment also goes down equivalent. This is extremely helpful in
seasonal industries. Another difference compared to a bank: lenders want a personal guarantee and collateral. If you default you may lose that collateral. Revenue based financing typically has no collateral requirement. There are also no personal guarantee requirements for the founder unlike bank loans. This funding can be used for many purposes including growth capital. And there are no
restrictive covenants like bank loans. Revenue Financing is one of over 30 core funding products available to you through our business
funding suite.

Contact me today to access money for your
business.

Friday 10 August 2012

Simply The Best


When it comes to business credit and funding we are one of the most accredited and highly ranked companies you will ever find One of the reasons for this is that we offer you the largest database of lenders available anywhere today. Having thousands of lenders and over 30 funding programs allows us to offer you flexible funding options with great repayment terms. And, we commonly get our clients approved for multiple forms of funding, even when they have credit issues. Our business funding suite is also the only system in the world which integrates directly with Dun & Bradstreet, Experian, and Equifax. You can actually monitor your business credit building and reports live, in real-time. And you can even obtain your DUNS number with Dun & Bradstreet right through your portal at no cost. Our special relationship and access with Dun & Bradstreet also insures that you have the largest
list of business credit sources available anywhere. Our funding suite is also the only place in the nation where you have access to both certified funding advisors and certified business credit coaches. Our certified coaching team helps you choose from all the funding options that are available and helps build your business credit profile quickly. These are only a few of many reasons why I know we can help you secure the money you want for your business.

Contact me today to learn more about the funding you
already qualify for now.

Vendor Are the Gatekeepers


Entrepreneur.com reports that 90% of business owners don’t have access to business credit. The reason for this is that they don’t know where to go to get VENDOR accounts to build their business credit profiles and scores. Vendors are the Gate Keepers of business credit. They are the REAL secret of business credit building. You can go to Home Depot today and apply for business credit. But you would be denied, or approved only with a personal guaranty. To get approved with them with NO personal guaranty you must first meet their business credit qualifying requirements. The problem is most people never know what their qualifying criteria is. So they apply and are approved only with a personal guaranty, or are denied all together. You can’t just walk into a merchant like Wal-Mart,
Staples, or Home Depot and get approved for business credit with no guaranty. You first must have a good business credit score
and 5 or more trade-lines reporting on your business credit to get approved.

Here is where most people get stuck. They can’t get credit since they have no credit, so they are never able to build their business credit. The real secret to business credit are Vendor accounts. With these accounts you can get approved for credit with vendors who will report to the business reporting agencies. This makes it easy for you to now build 5 or more trades and establish an excellent score. Through our business funding suite we give you access to lots of vendors who will approve you and help you quickly build the business credit score and trades you need. Once this is done you can then start getting approved for real business credit through your funding suite, enjoying the largest supply of business credit sources anywhere. You will be approved for credit with companies like Dell, Wal-Mart, Costco, Shell, Chevron, Home Depot, Lowes, Staples, Office Max, Shell, Office Depot, Amazon, Sears, BP, Speedway, Sam’s Club, Race Trac, and more. You will have access to $10,000 business credit cards with Key Bank, CSI, Fleet MasterCard, T-Check MasterCard, Volvo MasterCard, Pitney Bowes, and more.

Contact me today to take a free tour of the business
funding suite and see how easy it is to get approved
for MASSIVE amounts of business credit with no
personal guaranty.

Unsecured Credit Lines


Unsecured revolving business credit lines are a smart way for you to grow and expand your business. You pay only on the credit you use making revolving credit lines a perfect financing source for your business. Plus revolving business lines can be used, paid down, and then reused making them very practical for you as a business owner. This gives you tremendous peace of mind to know that additional money is available if needed. The amount you will be approved for will vary based on your volume of business. You can secure a revolving credit line for over $150,000 with no financials needed to qualify, and credit lines up to $250,000 if you are showing business tax returns and financials. Some revolving lines do require you put up collateral to qualify. Collateral can include accounts receivables, inventory, machinery & equipment, and even real estate. Other credit lines are available with limited to no financial documents needed to qualify. Most business revolving credit lines require a personal guarantor to be approved. This means that if you fail to meet the terms of the agreement you will be personally liable. Your personal credit will also be used to qualify you for revolving business credit lines. You can also qualify with a strong business credit profile and score. Through your business funding suite you can easily establish excellent business credit scores in less than 60 days. You can then use your newly established business credit profile and score to qualify for unsecured credit lines without personal credit being as much of a factor. Most banks have cut back dramatically on the funds they are offering to small business owners. As a result many owners have found it very difficult to obtain revolving business credit lines. Through the business funding suite you have access to the best revolving business credit lines available today with the most lenient personal credit score and documentation requirements. You can easily and quickly get approved and receive your credit line in only a few weeks through your own funding suite.

Your money is waiting, contact me directly so we
can get you access to your own funding suite and
start putting $$$ in your pocket today.

Equifax Small Business Credit Risk Score


Dun & Bradstreet is the primary company used to evaluate business credit and issue a credit score known as Paydex. There are also other companies that provide similar credit evaluation services to businesses based on their independent databases. One of them is Equifax who offers a business scoring credit model knows as Equifax Small Business Enterprise/ Equifax Small Business Credit
Risk Score. Equifax, one of the three major consumer credit
rating bureaus, is now providing business credit evaluations for over 22,000,000 small businesses and corporations to detect early signs of trouble by monitoring key customers, suppliers & partners.
Equifax’s model is designed for companies that provide goods and services to small businesses. The score was created to enhance risk assessment throughout the account life cycle by predicting the probability of a new or existing small business customer becoming seriously delinquent on supplier accounts, or bankrupt, within a 12 month period. Credit scores range from 101-816 with a lower score
indicating a higher risk for serious delinquency. There are also four reason codes which indicate top factors that impact the credit score for a better understanding of risk. Equifax does provide both consumer and business credit risk models, but there are considerable differences between the two.

Contact me today to start the process of establishing your Equifax score and getting approved for $50,000 in business credit this year with no personal guarantee and regardless of your personal credit quality.


Purchase Order Financing


Seasonal sales, business growth and expansion, and large orders can restrict your business cash flow. Many clients want to pay on terms of net 30 or 60, but many of your suppliers demand payment on
delivery. At the same time you have to cover other expenses including shipping, labor costs, materials, packing, and many more further restricting your cash flow. Purchase order financing helps free up your cash flow so you can grow your business and your profits. You can obtain funds based on outstanding orders
with existing clients. While a bank looks at your company’s finances, these loans focus on the financing and credit of your customers. This means this type of financing can be obtained even if you have damage to your personal or business credit profiles. There are a few different types of Purchase Order Financing currently available to help you and your business.

One option that is currently available is to obtain funds that are paid directly to your suppliers. You can receive advances up to 100% of the purchase cost to your supplier. The bank will then pay your supplier and you receive immediate access to your goods. The bank will collect the invoice payments from your client and will also pay you the balance between the order value and the amount paid to
your supplier. You receive the net total minus any fees once payment has been received. A second purchase order financing option is to issue a letter of credit to your suppliers. This letter is a commitment to pay the supplier on their fulfillment of certain conditions. The conditions are normally related to the supplier providing necessary documentation. These Letter of Credits are also governed by the regulations of the International Chamber of Commerce.

A third option is a Supplier Guarantee. This is a commitment to pay the supplier from the availability generated on the funding of the receivables when generated relating to the purchase transaction. The amount of purchase order financing available to you will depend on the volume of outstanding purchase orders you have. It is very practical to obtain over $500,000 in financing if you have that amount or greater in orders. Funds can commonly be delivered within a week after approval, and interest rates and terms are
typically very good.

Your money is waiting, contact me directly so we can get you access to your own funding suite and
start putting $$$ in your pocket today.

In 60 days you can have excellent business credit


Your Business Credit Score is much different than your personal scores. Your personal scores are comprised of many factors which affect your scores. But your business credit score is only based on 1 factor, how have you paid your accounts over the last 12 months.
Most business owners do not have any kind of business credit profile established. This prevents them from getting approved for the endless money that is available for them and their businesses. Your business funding suite comes complete with access to over 400 individual financing options. Your funding suite also provides you a few simple steps to insure you establish a near perfect business credit score within 30-60 days. This excellent business score can then easily be leveraged to get you approved for the money you want for your business. You will be able to get immediately approved for major credit with retailers like Dell, Staples, Home Depot, Chevron, and hundreds more. And, you can get these approvals with no personal credit check and no personal guaranteed required. Plus you will have access to SBA loans, equipment loans, merchant loans, and over 30 core funding
products designed to put money in your hand quickly. We help you establish an excellent business credit score quickly, then get you one-click access to cash, credit, and capital to help grow your business.

Contact us today to gain access to your very own
business funding suite and to quickly establish an
excellent business credit score and money for your
business.

Could money help you grow and expand your business?


Right now you qualify for cash, credit, funding, and financing for your business. But for too long you have not had access to all the money you qualify for. Now, finally, you can get your hands on the money you want and need for your business. The business funding suite is a funding suite complete with over 400 individual financing
sources. Through your funding suite you can easily get approved for over $50,000 in business credit within 6 months with no personal guarantee and no personal credit check. You also have access to hundreds of other funding sources including SBA loans, merchant loans, equipment loans, and many, many more. Every legitimate financing and funding option available for your business is in one place with once-click access for you to easily get approved. Finally, you have the access to the money you need that you already do qualify for. And you can start accessing your funds right away. The business funding suite is your source of cash, credit, and capital for your business.

Your money is waiting, contact me directly so we
can get you access to your funding suite and start
putting $$$ in your pocket today.

Micro Money


The SBA has a great loan program called The Microloan Program.
Although the name is Micro, the benefits to you can be huge. The Microloan Program provides small, shortterm loans to small businesses. Micro loans can provide you working capital and fulfill other purposes when you need money the most.

Some of the common uses for Micro loans include:
• Working capital
• The purchase of inventory or supplies
• The purchase of furniture or fixtures
• The purchase of machinery or equipment.

Terms, Interest Rates, and Fees and loan terms vary based on the size of the loan, the planned use of funds, the requirements of the intermediary lender, and the needs of the small business borrower.

Micro Loans are only a few of the 30 funding options available through your Business Cash Machine.

Contact me today to gain access to your very own
business funding suite and access cash and credit
to grow your business.

The 4 Cs of Lending


If you are looking for money for your business than you will be happy to know you only need one “C” to qualify.

In lending when we look to see if a client is fundable we are looking for one of the 4 “C”s. You don’t have to have all of the 4 Cs, only 1 to secure funding. The first C is Cash Flow. When you have an existing business with good cash flow you can qualify for business funding. If you do have verifiable cash flow this substantial
increases your chances of being approved for funding. There are many funding programs you might qualify for including Business Revenue Lending. If you don’t have cash flow your business still might have Collateral, the second C. Collateral for your business is really your business assets. Many things can be used as collateral including equipment, purchase orders, even account receivables.
Having Collateral greatly increases your chances of being approved. If you don’t have cash flow or collateral, don’t worry you still can qualify for business funding. Lenders also look at your business Credit to qualify you. Business Credit is our third C.
Lenders will lend you money with no personal guarantee based on your business credit profile and score. If you have a good business credit profile you can use that as security to obtain funding.
If you don’t have business credit built now, call me so I can help you quickly build an excellent business credit score and profile. Maybe you are just starting a new business, and you have no business credit, cash flow, or collateral. In this case you can still qualify for funding. But lenders will use your personal Credit to qualify you. Personal Credit is the fourth and final C that lenders will look at to approve you for funding. You can secure credit lines, through me, up to $250,000 with as low as a 650 credit score. These types of unsecured credit lines do not look at revenue or financials. Your credit is all that is used to qualify you for funding. If you don’t have good credit, call me. I can also help you insure you have an excellent personal credit profile to secure funding. All you need is 1 of the 4 “C”s to qualify. And I can help you build business credit and improve your personal credit so you WILL qualify for funding.

Contact me today so we can talk more about obtaining
money for you and your business.

Do you have a DUNS number?


The Data Universal Numbering System (DUNS) is a business identifier code provided by Dun and Bradstreet. This business identifier code was developed in 1963 to support Dun and Bradstreet’s credit reporting practices. Today the DUNS number is widely used to identify businesses lending for issuing new credit. It is also used by the European Commission, United Nations, and the United States government. More than 50 global, industry, and trade associations recognize, recommend, or require DUNS. The DUNS database now contains over 100 million entries for businesses throughout the world. The DUNS number is a nine-digit number issued by Dun & Bradstreet assigned to each business location in the D&B database having a unique, separate, and distinct operation for the purpose. The DUNS number is a randomly assigned number used to identify the business. Unlike national Employment Identification Number (EIN), a DUNS number may be issued to any business worldwide. Certain U.S. government agencies require that
a vendor have a DUNS number as well as a U.S. Employer Identification Number (EIN). The Office of Management and Budget, a United States federal agency, announced in the June 27,2003 issue of the Federal Register (68 FR 38402) that a DUNS number would be required for all grant applicants for new or renewal awards submitted on or after October 1, 2003. The DUNS number supplements other identifiers, such as the EIN, and is required whether the application is made electronically or on paper. Other agencies such as some United Nations offices and the Australian government agencies require certain businesses to have a DUNS number. A DUNS number is also a way in which separate
corporate entities, having no official relationship, can be branded as one by sharing one DUNS number among the affiliated companies. A DUNS number is sometimes formatted with embedded dashes to promote readability, such as 15-048-3782. Modern usage typically omits dashes, and shows the number in the form 150483782. The dashes are not part of D&B’s official definition of the DUNS number. Numerous other business numbering systems exist independent of DUNS—for example, the International Suppliers Network system. However, few, if any, register as many international businesses as DUNS. Dun and Bradstreet’s unique DUNS number is the most widely used worldwide method of identifying businesses.

Contact me today to start the process of getting your
DUNS number and getting approved for $50,000
in business credit this year with no personal
guarantee and regardless of your personal credit
quality.

No Personal Guarantee for Business is a Problem


Most business owners use their personal credit and a personal guarantee for most of their business debts. This causes a big problem as the business owner then becomes liable for the business debts. And if the business has financial problems, the creditors then start pursuing the business owner’s personal assets like their bank accounts and home. This can easily be prevented. Business owners can build credit in their business name that requires no personal guarantee, and no personal liability. This keeps business debts separate from the personal credit, and keeps the business owner safe as there is no personal liability. Many hear that this is available and are very surprised, almost think it sounds too good to be true. Business Credit is credit that is in the business name. This credit uses the business credit profile and score to qualify, not the personal credit. Most consumers are familiar with regular consumer credit. You can go into a store like Wal-Mart and apply for credit.
When you apply they pull a personal credit profile, and then approve you based on the strength of that credit profile and score. You can secure store credit at places like Chevron or Wal-Mart, or you can apply for Visa and MasterCard credit that you can use in almost any store. Business credit works the EXACT same way. You apply for credit at the same stores, and with Visa and MasterCard. But with business credit the business credit profile and score are used for qualification, not the personal credit. This means there is no personal guarantee required and no personal credit check. The secret to success with business credit is you must first start building credit with vendors who report to the appropriate business credit reporting agencies. Once this is done you then will have an excellent business score and profile that can be used to start obtaining credit in the business name. All you need is a corporation to qualify. And approval limits are much higher than normal consumer credit.

Contact me today to get started on building business
credit with no personal guarantee or credit check.

Your money is waiting


SBA Loans are only a few of many financing options available through our business funding suite. One SBA program that might be perfect for your business is known as CAPLines. This is an umbrella loan program that helps small businesses meet their short term and cyclical working-capital needs. There are many types of CAPLine types of lines of- credit including Seasonal lines, Contract lines, Builder lines, and Standard and Small Asset-Based
lines. Each line has a separate purpose which can help you and your business. For example the Standard line is a revolving line-of-
credit for cyclical growth, recurring, and short-term needs. The Seasonal lines can be used to offset lower revenues in slower seasons, while the contract lines can be used to pay for contract costs for expansion. SBA offers many programs you can benefit from, and the money is ready and waiting.

Contact me today to get started and be on your way to $50,000 in business credit approvals with no personal guarantee and regardless of personal credit history.

Why is it secret? DUNS number, Paydex score, Intelliscore or Duns and Bradstreet.


You have most definitely heard of Equifax, Experian, Trans Union, and the FICO score before as they are household names. But most business owners have not heard of a DUNS number, Paydex score, Intelliscore or Duns and Bradstreet. Entrepenauer.com reported that less than 10% of business owners have any knowledge whatsoever of business credit. WOW is this great for you! It’s great because now that you have found me you DO know about business credit. It is even greater because 90% of other business owners no nothing about it making it all YOURS. Have you been affected by the changes in economy over the last few years? Many creditors have lowered credit limits while others deny applications that once would be easily approved. This means less money for you making it tougher and sometimes seemingly impossible to do business. Well not anymore. You qualify for $50,000 or more in business credit. And this money can be secured with no personal guarantee or personal credit check. Business credit is still vastly available because 90% of business owners know nothing about it. This means you just found the $$$ goldmine you have been dreaming of. Within a few months you will qualify for thousands in real usable credit. Within 6-12 months you will have access to over $50,000 in revolving credit with major retailers. In 1-2 years you can then continue on to qualify for $100,000-$250,000 based on how you utilize your newly acquired credit. The credit IS available and waiting. And this is credit you can use to build the company of your dreams without the personal liability.. 

Contact me today to get started and be on your way
to $50,000 in credit approvals with no personal
guarantee and regardless of personal credit history

Dynamax Business Credit

Experian Business


Dun& Bradstreet is the primary company used to evaluate business credit and issue a credit score known as PaydexThere are also other companies that provide similar credit evaluation services to businesses based on their independent databases. One of them is Experian Business who offers a credit score known as Intelliscore. Experian, one of the three major consumer credit rating bureaus and also provides business credit evaluations for over 27,000,000 small businesses and corporations. Experian’s model is designed for companies that provide goods and services to small businesses. 

Some of the items listed on Experian’s reports include…
• Business credit scores and credit summary
• Key facts about the business
• Corporate registration and contact information
• Summaries of collections and payments
• Uniform Commercial Code filing information
• Banking, insurance and leasing information
• Bankruptcy filings
• Judgment filings
• Tax lien filings

Credit scores range from 0-100 with a lower score indicating a higher risk for serious delinquency. Experian does provide both consumer and business credit risk models, but there are considerable differences between the two. 

Contact me today to start the process of establishing your Experian business credit score and getting approved for $50,000 in business credit this year with no personal guaranty or credit check.

It all matters


You do qualify for up $50,000 or more in business credit with no personal guarantee and without a personal credit check. Our goal is to make this process easy and fast for you to get approved for your new credit. Even though we might make it seem easy, there is a lot involved with insuring you get approved for $50,000 or more in credit with no personal guarantee. When building business credit, everything matters. Your approval is sometimes based on the exact number of employees you claim on your application. In other cases you might be denied if you don’t claim the right amount of vehicle gas usage in a month. Certain types of phone numbers should not be
used, while it is essential to insure your number is listed in places the business credit reporting agencies and creditors will look. If you don’t have the right type of phone number, or if it isn't listed in the right places, you will be denied. The type of corporation you list, the years you company has been in business, and the type of ownership all factor in to getting you APPROVED for higher credit limits. Most importantly, knowing and understanding which of the thousands of creditors to apply for and in which order to apply are essentials in the business credit approval process. I am here to take care of all of this for you. This way you can enjoy the perks of having $50,000 in available business credit without any hassles.

Contact me today to get started and be on your way
to $50,000 in credit approvals with no personal
guarantee and regardless of personal credit history.