DISABLED The "disabled" are individuals
whose physical or mental abilities prevent them from fully participating in
normal activities and/or functions of living. The intended beneficiaries of The
Americans with Disabilities Act (ADA). ADA gives federal civil rights protections
to individuals with disabilities similar to those provided to individuals on
the basis of race, color, sex, national origin, age, and religion. It
guarantees equal opportunity for individuals with disabilities in public
accommodations, employment, transportation, State and local government
services, and telecommunications.
DISASTER A disaster is a natural or human-caused
occurrence causing vast destruction and distress. SBA's Disaster Loan Program
offers financial assistance to those who are trying to rebuild their homes and
businesses in the aftermath of a disaster. By offering low-interest loans, the
SBA is committed to long-term recovery efforts. The agency does everything
possible to meet the needs of those otherwise unable to put their lives back together.
DISASTER AREA LOCATIONS Who to contact in the event of a
declared Disaster regarding small business.
DISASTER ASSISTANCE The purpose of the SBA's Disaster
Loan Program is to offer financial assistance to those who are trying to
rebuild their homes and businesses in the aftermath of a disaster. By offering
low-interest loans, the SBA is committed to long term recovery efforts. The
agency will do everything possible to meet the needs of those otherwise unable
to put their lives back together.
DISBURSEMENT The actual payout to borrower of loan funds,
in whole or part. It may be concurrent with the closing, or follow it.
DISBURSING OFFICER An employee authorized to pay out cash or
issue checks in settlement of vouchers approved by a certifying officer.
DISCLAIMER A statement regarding the responsibility and
liability for website content and certain presenters, contractors, speakeres,
etc. Choosing "More..." at the end of this definition will lead you
to SBA's Disclaimer Of Endorsement and Liability regarding the material in the
upcoming viewing screens.
DISCOUNT INTEREST RATE One in which the amount of interest
is deducted from the face value of the loan with the borrower receiving the
remainder.
DIVESTITURE Change of ownership and/or control of a
business from a majority (non disadvantaged) to disadvantaged persons.
DOT SBA/DOT Certification Reciprocity for Disadvantaged
Businesses The U.S. Small
Business Administration
(SBA) and the U.S. Department of Transportation (DOT) signed a memorandum of
understanding that "reciprocally" streamlines the certification
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