Friday, 10 August 2012

Vendor Are the Gatekeepers


Entrepreneur.com reports that 90% of business owners don’t have access to business credit. The reason for this is that they don’t know where to go to get VENDOR accounts to build their business credit profiles and scores. Vendors are the Gate Keepers of business credit. They are the REAL secret of business credit building. You can go to Home Depot today and apply for business credit. But you would be denied, or approved only with a personal guaranty. To get approved with them with NO personal guaranty you must first meet their business credit qualifying requirements. The problem is most people never know what their qualifying criteria is. So they apply and are approved only with a personal guaranty, or are denied all together. You can’t just walk into a merchant like Wal-Mart,
Staples, or Home Depot and get approved for business credit with no guaranty. You first must have a good business credit score
and 5 or more trade-lines reporting on your business credit to get approved.

Here is where most people get stuck. They can’t get credit since they have no credit, so they are never able to build their business credit. The real secret to business credit are Vendor accounts. With these accounts you can get approved for credit with vendors who will report to the business reporting agencies. This makes it easy for you to now build 5 or more trades and establish an excellent score. Through our business funding suite we give you access to lots of vendors who will approve you and help you quickly build the business credit score and trades you need. Once this is done you can then start getting approved for real business credit through your funding suite, enjoying the largest supply of business credit sources anywhere. You will be approved for credit with companies like Dell, Wal-Mart, Costco, Shell, Chevron, Home Depot, Lowes, Staples, Office Max, Shell, Office Depot, Amazon, Sears, BP, Speedway, Sam’s Club, Race Trac, and more. You will have access to $10,000 business credit cards with Key Bank, CSI, Fleet MasterCard, T-Check MasterCard, Volvo MasterCard, Pitney Bowes, and more.

Contact me today to take a free tour of the business
funding suite and see how easy it is to get approved
for MASSIVE amounts of business credit with no
personal guaranty.

Unsecured Credit Lines


Unsecured revolving business credit lines are a smart way for you to grow and expand your business. You pay only on the credit you use making revolving credit lines a perfect financing source for your business. Plus revolving business lines can be used, paid down, and then reused making them very practical for you as a business owner. This gives you tremendous peace of mind to know that additional money is available if needed. The amount you will be approved for will vary based on your volume of business. You can secure a revolving credit line for over $150,000 with no financials needed to qualify, and credit lines up to $250,000 if you are showing business tax returns and financials. Some revolving lines do require you put up collateral to qualify. Collateral can include accounts receivables, inventory, machinery & equipment, and even real estate. Other credit lines are available with limited to no financial documents needed to qualify. Most business revolving credit lines require a personal guarantor to be approved. This means that if you fail to meet the terms of the agreement you will be personally liable. Your personal credit will also be used to qualify you for revolving business credit lines. You can also qualify with a strong business credit profile and score. Through your business funding suite you can easily establish excellent business credit scores in less than 60 days. You can then use your newly established business credit profile and score to qualify for unsecured credit lines without personal credit being as much of a factor. Most banks have cut back dramatically on the funds they are offering to small business owners. As a result many owners have found it very difficult to obtain revolving business credit lines. Through the business funding suite you have access to the best revolving business credit lines available today with the most lenient personal credit score and documentation requirements. You can easily and quickly get approved and receive your credit line in only a few weeks through your own funding suite.

Your money is waiting, contact me directly so we
can get you access to your own funding suite and
start putting $$$ in your pocket today.

Equifax Small Business Credit Risk Score


Dun & Bradstreet is the primary company used to evaluate business credit and issue a credit score known as Paydex. There are also other companies that provide similar credit evaluation services to businesses based on their independent databases. One of them is Equifax who offers a business scoring credit model knows as Equifax Small Business Enterprise/ Equifax Small Business Credit
Risk Score. Equifax, one of the three major consumer credit
rating bureaus, is now providing business credit evaluations for over 22,000,000 small businesses and corporations to detect early signs of trouble by monitoring key customers, suppliers & partners.
Equifax’s model is designed for companies that provide goods and services to small businesses. The score was created to enhance risk assessment throughout the account life cycle by predicting the probability of a new or existing small business customer becoming seriously delinquent on supplier accounts, or bankrupt, within a 12 month period. Credit scores range from 101-816 with a lower score
indicating a higher risk for serious delinquency. There are also four reason codes which indicate top factors that impact the credit score for a better understanding of risk. Equifax does provide both consumer and business credit risk models, but there are considerable differences between the two.

Contact me today to start the process of establishing your Equifax score and getting approved for $50,000 in business credit this year with no personal guarantee and regardless of your personal credit quality.


Purchase Order Financing


Seasonal sales, business growth and expansion, and large orders can restrict your business cash flow. Many clients want to pay on terms of net 30 or 60, but many of your suppliers demand payment on
delivery. At the same time you have to cover other expenses including shipping, labor costs, materials, packing, and many more further restricting your cash flow. Purchase order financing helps free up your cash flow so you can grow your business and your profits. You can obtain funds based on outstanding orders
with existing clients. While a bank looks at your company’s finances, these loans focus on the financing and credit of your customers. This means this type of financing can be obtained even if you have damage to your personal or business credit profiles. There are a few different types of Purchase Order Financing currently available to help you and your business.

One option that is currently available is to obtain funds that are paid directly to your suppliers. You can receive advances up to 100% of the purchase cost to your supplier. The bank will then pay your supplier and you receive immediate access to your goods. The bank will collect the invoice payments from your client and will also pay you the balance between the order value and the amount paid to
your supplier. You receive the net total minus any fees once payment has been received. A second purchase order financing option is to issue a letter of credit to your suppliers. This letter is a commitment to pay the supplier on their fulfillment of certain conditions. The conditions are normally related to the supplier providing necessary documentation. These Letter of Credits are also governed by the regulations of the International Chamber of Commerce.

A third option is a Supplier Guarantee. This is a commitment to pay the supplier from the availability generated on the funding of the receivables when generated relating to the purchase transaction. The amount of purchase order financing available to you will depend on the volume of outstanding purchase orders you have. It is very practical to obtain over $500,000 in financing if you have that amount or greater in orders. Funds can commonly be delivered within a week after approval, and interest rates and terms are
typically very good.

Your money is waiting, contact me directly so we can get you access to your own funding suite and
start putting $$$ in your pocket today.

In 60 days you can have excellent business credit


Your Business Credit Score is much different than your personal scores. Your personal scores are comprised of many factors which affect your scores. But your business credit score is only based on 1 factor, how have you paid your accounts over the last 12 months.
Most business owners do not have any kind of business credit profile established. This prevents them from getting approved for the endless money that is available for them and their businesses. Your business funding suite comes complete with access to over 400 individual financing options. Your funding suite also provides you a few simple steps to insure you establish a near perfect business credit score within 30-60 days. This excellent business score can then easily be leveraged to get you approved for the money you want for your business. You will be able to get immediately approved for major credit with retailers like Dell, Staples, Home Depot, Chevron, and hundreds more. And, you can get these approvals with no personal credit check and no personal guaranteed required. Plus you will have access to SBA loans, equipment loans, merchant loans, and over 30 core funding
products designed to put money in your hand quickly. We help you establish an excellent business credit score quickly, then get you one-click access to cash, credit, and capital to help grow your business.

Contact us today to gain access to your very own
business funding suite and to quickly establish an
excellent business credit score and money for your
business.

Could money help you grow and expand your business?


Right now you qualify for cash, credit, funding, and financing for your business. But for too long you have not had access to all the money you qualify for. Now, finally, you can get your hands on the money you want and need for your business. The business funding suite is a funding suite complete with over 400 individual financing
sources. Through your funding suite you can easily get approved for over $50,000 in business credit within 6 months with no personal guarantee and no personal credit check. You also have access to hundreds of other funding sources including SBA loans, merchant loans, equipment loans, and many, many more. Every legitimate financing and funding option available for your business is in one place with once-click access for you to easily get approved. Finally, you have the access to the money you need that you already do qualify for. And you can start accessing your funds right away. The business funding suite is your source of cash, credit, and capital for your business.

Your money is waiting, contact me directly so we
can get you access to your funding suite and start
putting $$$ in your pocket today.

Micro Money


The SBA has a great loan program called The Microloan Program.
Although the name is Micro, the benefits to you can be huge. The Microloan Program provides small, shortterm loans to small businesses. Micro loans can provide you working capital and fulfill other purposes when you need money the most.

Some of the common uses for Micro loans include:
• Working capital
• The purchase of inventory or supplies
• The purchase of furniture or fixtures
• The purchase of machinery or equipment.

Terms, Interest Rates, and Fees and loan terms vary based on the size of the loan, the planned use of funds, the requirements of the intermediary lender, and the needs of the small business borrower.

Micro Loans are only a few of the 30 funding options available through your Business Cash Machine.

Contact me today to gain access to your very own
business funding suite and access cash and credit
to grow your business.